Outhouse Rag

A Surefire Way to Save you Money! And Help me Buy Some Beer ;o)

Not that Beer and Driving should mix.  As we all know, paying for car insurance is a drag, especially as the price of gas accelerates toward $4 a gallon.  Perhaps it's time to think about another painful cost of driving: auto insurance.

Rates increased by an average of 1.05% in the first quarter of 2008.  Rates are likely to continue rising through the rest of the year, says Sam Belden, consumer director for Insurance.com.

The best way to save money is to Raise your Deductible! If you have a $200 deductible on your policy, raising it to $500 could reduce the cost of collision and comprehensive coverage by up to 30%. Raising your deductible to $1,000 could lower your premium by 40% or more, according to the institute.

This is where InsureMyDeductible.com can help. For a small policy that works with any insurance company, they will pay 100% your collision deductible for you. You have NO out-of-pocket costs to repair your vehicle. You will have a ZERO deductible and lower your premium. Because the InsureMyDeductible policy supplements your existing auto insurance, we can work with any insurance carrier, any insured driver, any insured vehicle. Savings vary; the average policy cost is approximately 50% of the annual savings realized from raising the deductible to $1,000. Some customers report saving more than $300 per vehicle each year!

Why I Don't Write Advice Columns on the Outhouse Rag

Dear Bruce:

I hope you can help me. The other day I set off for work leaving my husband in the house watching the TV as usual. I hadn't gone more than a mile down the road when my engine conked out and the car shuddered to a halt. I walked back home to get my husband's help. When I got home I couldn't believe my eyes. He was in the bedroom with a neighbor lady making mad passionate love to her.

When I confronted him, he tried to make out that he went into the back yard and heard a lady scream, had come to her rescue but found her unconscious. He'd carried the woman back to our house, laid her in bed, and began CPR. When she awoke she immediately began thanking him and kissing him and he was attempting to break free when I came back. But when I asked him why neither of them had a ny clothes on, he broke down and admitted that he'd been having an affair for the past six months.

I told him to stop or I would leave him. Can you please help?

Sincerely, Sheila B

Read my response after the jump